About Bay Federal Credit Union

Bay Federals aim is to grow and thrive, one smile at a time. Making a real difference in the financial lives of the people in the communities we serve is our primary goal, and we accomplish it by living the PACIFIC values: Professional Appreciative Caring & Compassionate Integrity Fun & Friendly Innovative Community Bay Federal embraces the philosophy of People Helping People. We have a robust community support group to facilitate partnerships with local and national organizations and to enable our employees to meaningfully participate in our community. Our employees have donated time, collected supplies, raised funds, and volunteered for numerous local schools, nonprofit organizations, and community events and we are committed. Join the largest member-owned financial institution in Santa Cruz County. Our award-winning organization has been recognized by: Best Places to Work in the Bay Area Best Credit Unions to Work For California's Small Business Volunteer Program of the Year Local "Reader's Choice Surveys"